Frequently Asked Questions

Some carriers allow this under specific conditions. We recommend setting this option in advance so you have flexibility if plans change.

Super Visa Insurance is private emergency medical insurance required for parents and grandparents applying for a Canadian Super Visa. It helps pay eligible expenses if the visitor has an unexpected illness or accident while in Canada.

Yes. Every applicant must provide proof of a qualifying private health insurance policy, issued and paid in full or through an approved instalment arrangement — a quote alone isn't sufficient.

Cost depends on the applicant's age, coverage amount, deductible, medical history and pre-existing conditions, travel dates, payment method, and the chosen insurer. Contact us for a personalized comparison.

Some insurers can issue coverage after the visitor has already arrived, though a waiting period may apply before illness-related claims are covered. For the Super Visa application itself, qualifying insurance should be in place before travelling.

As soon as possible. Early reporting helps avoid delays and ensures required documents are captured while details are fresh.

It depends on income, liquidity needs, and timeline. We build a coordinated strategy so both accounts support your goals effectively.

At least annually, and sooner after major life changes such as a new job, family changes, or home purchase.

Not always. We often design layered plans where products work together so there are fewer gaps and less overlap.

Most requests receive initial options quickly, with final recommendations after profile details and eligibility checks are complete.