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major BC city markets served
British Columbia families and professionals
Health & Dental Insurance in British Columbia
Fill the gaps left by provincial health coverage with a health and dental plan built for households across British Columbia.
- Prescription, dental, and vision coverage for BC residents
- Plans sized to fit Metro Vancouver budgets
- Local support across Surrey, Burnaby, Richmond, and Kelowna
Licensed & regulatedEvery recommendation comes from a licensed Canadian advisor.
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plan combinations compared for BC clients
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advisor support rating
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on-time policy issuance
Coverage and strategy
Built for real decisions, not generic checklists.
Each recommendation is customized to your goals, eligibility profile, and budget priorities.
Metro Vancouver coverage
Health and dental planning for Vancouver, Surrey, Burnaby, and Richmond households.
Kelowna and regional support
Coverage guidance for families in Kelowna, Victoria, Abbotsford, and growth markets across BC.
Self-employed and freelancer plans
Individual coverage for BC's many freelancers and contractors without workplace benefits.
Paramedical services included
Coverage options for physiotherapy, massage therapy, and other practitioner visits.
Reputation and reliability
Professional guidance for BC households
Families trust Smile Insurance for clear recommendations, careful plan reviews, and consistent service year after year.
Transparent recommendations
We explain plan tiers and exclusions clearly before you decide.
Major city presence
Supporting clients in Vancouver, Surrey, Burnaby, Richmond, Kelowna, Victoria, and Abbotsford.
Budget-matched plan design
We compare tiers to find coverage that fits your household budget.
Long-term support
From enrollment to claims, our team stays involved at every stage.
How it works
Clear steps from first call to active coverage.
Discovery call
We understand your profile, priorities, and risk tolerance before recommending any product.
Market comparison
We compare options across insurers and explain trade-offs in plain language.
Application support
From forms to underwriting notes, we help you submit accurate details quickly.
Ongoing reviews
We revisit your policy each year to keep coverage aligned with life changes and budget.
Common questions
Answers before you apply.
Common coverage includes prescriptions, dental cleanings and procedures, vision care, and paramedical services.
No. We support families across BC including Surrey, Burnaby, Richmond, and Kelowna.
Yes. Many BC freelancers rely on individual health and dental plans since they lack workplace benefits.