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major BC city markets served
British Columbia travellers
Travel Insurance in British Columbia
Build the right travel protection for your trip with guidance tailored to Metro Vancouver and communities across British Columbia, from full medical coverage to trip-cost-only plans.
- Emergency medical coverage for trips outside BC
- Trip cancellation and interruption support
- Local support across Surrey, Burnaby, Richmond, and Kelowna
Licensed & regulatedEvery recommendation comes from a licensed Canadian advisor.
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BC client satisfaction
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emergency assistance access
Coverage and strategy
Built for real decisions, not generic checklists.
Each recommendation is customized to your goals, eligibility profile, and budget priorities.
Vancouver and Metro Vancouver coverage
Travel insurance guidance built around YVR departures and BC travel patterns.
Snowbird-friendly plans
Extended-duration options for BC residents wintering in the US or elsewhere.
Super Visa–compliant coverage
Minimum $100,000 medical plans for parents and grandparents visiting BC families.
Trip cost protection
Cancellation and interruption coverage for prepaid BC-booked travel.
Trusted local advisors
Why BC travellers choose Smile Insurance
We are a highly reputed insurance advisory team focused on practical planning, transparent advice, and dependable support before you fly.
Licensed advisory support
Work with licensed professionals who explain medical and non-medical options in plain language.
City-focused service coverage
Serving travellers in Vancouver, Surrey, Burnaby, Richmond, Kelowna, and nearby BC regions.
Right-fit coverage
We match plan type and coverage limits to your actual destination and trip length, not a generic default.
Responsive client care
Fast follow-up and clear guidance whenever your travel plans change.
How it works
Clear steps from first call to active coverage.
Discovery call
We understand your profile, priorities, and risk tolerance before recommending any product.
Market comparison
We compare options across insurers and explain trade-offs in plain language.
Application support
From forms to underwriting notes, we help you submit accurate details quickly.
Ongoing reviews
We revisit your policy each year to keep coverage aligned with life changes and budget.
Common questions
Answers before you apply.
Yes. We support BC travellers province-wide, including Kelowna and the Interior.
Plans with medical coverage protect against emergency medical costs abroad; plans without medical coverage focus on trip cancellation, interruption, and baggage for travellers already covered elsewhere.
Yes, our Super Visa–compliant options meet the minimum $100,000 medical coverage requirement for parents and grandparents visiting BC.